Topstep Overview
No Verified Offer
We haven't verified any current promotions for this firm.
Account Size
Account Type
Drawdown Type
EOD
Max Allocation
$750,000
Showing rules specific to Topstep Standard $100K.
The Bottom Line
This editorial assessment is based on unverified public data and may not reflect the firm's actual offering.
Topstep has been around since 2012, making it one of the longer-running firms in the space. They offer 2 account types with challenge fees ranging from $49 to $209. The profit split goes up to 90%, though that rate is conditional: Traders who joined before January 12, 2026 receive 100% of the first $10K in profits and a 90/10 split thereafter, while traders who joined on or after January 12, 2026 receive a 90/10 split on all payouts.. Payouts can be requested every 5 trading days, with a stated processing time of 1-3 business days.
Strengths
- ✓Up to 90% profit split (Traders who joined before January 12, 2026 receive 100% of the first $10K in profits and a 90/10 split thereafter, while traders who joined on or after January 12, 2026 receive a 90/10 split on all payouts.)
- ✓Operating since 2012 (14 years)
- ✓Challenges from $49
- ✓Payouts available every 5 trading days
- ✓News trading allowed
- ✓Expert Advisors (EAs) permitted
Weaknesses
- ✗Trustpilot rating of 3.4, which suggests mixed trader feedback
- ✗Consistency rule applies across all account types during evaluation (as tight as 50%), limiting how much profit can come from a single trading day
Who Should Choose Topstep?
Topstep Account Types & Sizes
Limited Reviews
Reviews for unverified firms may be unclear. Data shown is community-submitted.
Compare Topstep With Other Firms
Frequently Asked Questions About Topstep
Topstep payouts by plan: Standard (Standard Path): on demand, capped at $5,000 per payout; Standard (Consistency Path): on demand, capped at $6,000 per payout; No Activation Fee (Standard Path): on demand, capped at $5,000 per payout; and No Activation Fee (Consistency Path): on demand, capped at $6,000 per payout. The profit split is 90% on every plan. Traders who joined before January 12, 2026 receive 100% of the first $10K in profits and a 90/10 split thereafter, while traders who joined on or after January 12, 2026 receive a 90/10 split on all payouts. Payouts are typically processed within 1-3 Business days after approval. Payout methods: Wise.
Every Topstep plan uses end-of-day (EOD) trailing drawdown. An end-of-day trailing drawdown is recalculated from your closing balance after each session, so the floor does not move up while you trade.
Topstep consistency rule by plan: Standard: 50% during the evaluation and, once funded, 40% on Consistency Path; and No Activation Fee: 50% during the evaluation and, once funded, 40% on Consistency Path. A consistency rule caps how much of your total profit a single trading day may make up.
