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Loading...There is a modest pricing gap between these firms. Funded Futures Family comes in at $79 for the $50K evaluation while the other charges $109 — a $30 difference. That is roughly the cost of a reset at most firms, so it is worth factoring in if you budget for multiple attempts.
The profit split gap is notable. Topstep returns 90% of your profits, putting $900 in your pocket for every $1,000 earned. The other firm's 80% split means you would receive $800 on that same amount — a $100 per-thousand difference that scales with every payout.
View the full details on each firm's page: Funded Futures Family rules & pricing and Topstep rules & pricing.
| Rule | Funded Futures Family | Topstep |
|---|---|---|
| News Trading | Allowed | Allowed |
| Weekend Holding | Not allowed | Not allowed |
| Overnight Holding | Not allowed | Not allowed |
| Hedging | Not allowed | Not allowed |
| Copy Trading | Allowed | Allowed |
| Expert Advisors (EAs) | Not allowed | Allowed |
Rules shown reflect the $50K challenge account. Some rules may differ by account size or type.
The best prop firm depends on your experience level, trading style, and priorities. Here is how Funded Futures Family and Topstep stack up for different types of traders.
New to prop firms and want to minimize risk while learning the ropes.
Funded Futures Family
Consistent track record, focused on maximizing earnings and scaling capital.
Topstep
Prefer wider stops, lower risk, and the flexibility to hold positions longer.
Funded Futures Family
Funded Futures Family charges $79 for their $50K challenge (plus a $100 activation fee once funded), compared to $109 at Topstep. That is a $30 savings upfront.
Topstep leads with a 90% profit split compared to 80% at Funded Futures Family. On a $2,000 profit, that means $1800 in your pocket at Topstep versus $1600 at Funded Futures Family.
Both firms set the max drawdown at $2,000.
Both Funded Futures Family and Topstep allow news trading. This is particularly valuable for traders who capitalize on volatility around FOMC announcements, NFP releases, and CPI data drops.
Funded Futures Family offers a faster path to your first payout, with a minimum of 3 trading days required versus 5 at Topstep. After that, Funded Futures Family processes payouts via Rise.
Funded Futures Family enforces a 40% consistency rule — no single day can account for more than 40% of your total earnings. Topstep has no such rule, giving you freedom to have outsized winning days without penalty.
For beginners, Funded Futures Family has an edge thanks to lower challenge fee. These features reduce the pressure while you are still developing consistency. That said, both firms are viable — the best choice depends on your specific trading approach and budget.
Data is updated regularly but may not reflect the latest changes. Always verify current pricing and rules on each firm's official website before making a decision.
Detailed side-by-side comparison of Funded Futures Family and Topstep $50K challenge accounts. Compare fees, profit splits, drawdown rules, and more.