Funded Futures Family vs Topstep
Funded Futures Family vs Topstep: Key Differences
There is a modest pricing gap between these firms. Funded Futures Family comes in at $79 for the $50K evaluation while the other charges $109 — a $30 difference. That is roughly the cost of a reset at most firms, so it is worth factoring in if you budget for multiple attempts.
The profit split gap is notable. Topstep returns 90% of your profits, putting $900 in your pocket for every $1,000 earned. The other firm's 80% split means you would receive $800 on that same amount — a $100 per-thousand difference that scales with every payout.
View the full details on each firm's page: Funded Futures Family rules & pricing and Topstep rules & pricing.
We have conducted full, first-person reviews of Funded Futures Family and Topstep.
Funded Futures Family vs Topstep: Prices & Rules
| Funded Futures Family | Topstep | |
|---|---|---|
| Account | Classic $50,000 | No Activation Fee $50,000 |
| Price | $79 | $109 |
| Activation fee | $100 | None listed |
| Profit target | $3,000 | $3,000 |
| Max drawdown | $2,000 (end-of-day trailing) | $2,000 (end-of-day trailing) |
| Daily loss limit | None listed | None listed |
| Min trading days | 2 | 2 |
| Funded profit split | 80% | 90% |
| Funded max drawdown | $2,000 (end-of-day trailing) | $2,000 (end-of-day trailing) |
Trading Rules: Side-by-Side
| Rule | Funded Futures Family | Topstep |
|---|---|---|
| News Trading | Allowed | Allowed |
| Weekend Holding | Not allowed | Not allowed |
| Overnight Holding | Not allowed | Not allowed |
| Hedging | Not allowed | Not allowed |
| Copy Trading | Allowed | Allowed |
| Expert Advisors (EAs) | Not allowed | Allowed |
Rules shown reflect the $50K challenge account. Some rules may differ by account size or type.
Which Firm Is Right for You?
The best prop firm depends on your experience level, trading style, and priorities. Here is how Funded Futures Family and Topstep stack up for different types of traders.
Budget-Conscious Beginners
New to prop firms and want to minimize risk while learning the ropes.
Funded Futures Family
- +Lower entry cost at $79 vs $109
- +No consistency rule to worry about while learning
Experienced Traders
Consistent track record, focused on maximizing earnings and scaling capital.
Topstep
- +Higher 90% profit split means more earnings per trade
- +Expert advisors supported for automated strategies
- +Higher scaling potential up to $750,000
Conservative Swing Traders
Prefer wider stops, lower risk, and the flexibility to hold positions longer.
Funded Futures Family
- +Both firms have comparable risk management features
Frequently Asked Questions
What does a $50K challenge cost at Funded Futures Family vs Topstep?
Funded Futures Family charges $79 for their $50K challenge (plus a $100 activation fee once funded), compared to $109 at Topstep. That is a $30 savings upfront.
How do Funded Futures Family and Topstep profit splits compare?
Topstep leads with a 90% profit split compared to 80% at Funded Futures Family. On a $2,000 profit, that means $1800 in your pocket at Topstep versus $1600 at Funded Futures Family.
Which firm has easier drawdown rules for the $50K account?
Both firms set the max drawdown at $2,000.
Can I trade during news events at Funded Futures Family or Topstep?
Both Funded Futures Family and Topstep allow news trading. This is particularly valuable for traders who capitalize on volatility around FOMC announcements, NFP releases, and CPI data drops.
How quickly can I get paid at Funded Futures Family vs Topstep?
Funded Futures Family offers a faster path to your first payout, with a minimum of 3 trading days required versus 5 at Topstep. After that, Funded Futures Family processes payouts via Rise.
Do Funded Futures Family or Topstep have a consistency rule?
Funded Futures Family enforces a 40% consistency rule — no single day can account for more than 40% of your total earnings. Topstep has no such rule, giving you freedom to have outsized winning days without penalty.
Which firm is better for beginner futures traders?
For beginners, Funded Futures Family has an edge thanks to lower challenge fee. These features reduce the pressure while you are still developing consistency. That said, both firms are viable — the best choice depends on your specific trading approach and budget.
Related Comparisons
Related Resources
- Funded Futures Family Discount Codes — Current promotions and verified coupon codes
- Topstep Discount Codes — Current promotions and verified coupon codes
- Funded Futures Family Classic Plans — Rules and sizes for Classic accounts
- Funded Futures Family Elite Plans — Rules and sizes for Elite accounts
- Funded Futures Family Premier Plans — Rules and sizes for Premier accounts
- Funded Futures Family S2F Plans — Rules and sizes for S2F accounts
- Topstep No Activation Fee Plans — Rules and sizes for No Activation Fee accounts
- Topstep Standard Plans — Rules and sizes for Standard accounts
- Compare More Firms — Build your own side-by-side comparison
- How to Pass a Prop Firm Challenge — A step-by-step plan for the evaluation
- Cheapest Futures Prop Firms — Ranked by total cost to get funded
- Trailing Drawdown Explained — How EOD and intraday trailing drawdowns differ
- No Consistency Rule Prop Firms — Firms that don't cap your best day
- Best Instant Funding Prop Firms — Skip the evaluation entirely
- Trading Guides — Learn strategies for passing prop firm evaluations
Data is updated regularly but may not reflect the latest changes. Always verify current pricing and rules on each firm's official website before making a decision.
