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Pricing is nearly identical between these two firms. Lucid Trading edges ahead by just $10 ($99 vs $109 for the $50K account). At this margin, the difference is negligible over one attempt — though if you plan on multiple resets, even small savings compound. Check available Lucid Trading discount codes for additional savings.
With matching 90% profit splits, neither firm has a financial edge on earnings. Your take-home pay will be identical for the same trading results, so the real comparison shifts to drawdown policies, trading flexibility, and how quickly you can access your funds.
Topstep has no daily loss limit, whereas Lucid Trading restricts daily losses to $1,200. Topstep permits news trading while Lucid Trading restricts it. These operational differences can shape your day-to-day experience, particularly if your strategy depends on volatility around economic releases or requires more intraday flexibility.
Overall, Lucid Trading and Topstep are remarkably similar on paper for the $50K challenge. The deciding factor will likely come down to personal preference — platform feel, community support, and how smoothly each firm handles payouts.
View the full details on each firm's page: Lucid Trading rules & pricing and Topstep rules & pricing.
We have conducted full, first-person reviews of Lucid Trading and Topstep.
| Rule | Lucid Trading | Topstep |
|---|---|---|
| News Trading | Not allowed | Allowed |
| Weekend Holding | Not allowed | Not allowed |
| Overnight Holding | Not allowed | Not allowed |
| Hedging | Not allowed | Not allowed |
| Copy Trading | Allowed | Allowed |
| Expert Advisors (EAs) | Allowed | Allowed |
Rules shown reflect the $50K challenge account. Some rules may differ by account size or type.
The best prop firm depends on your experience level, trading style, and priorities. Here is how Lucid Trading and Topstep stack up for different types of traders.
New to prop firms and want to minimize risk while learning the ropes.
Lucid Trading
Consistent track record, focused on maximizing earnings and scaling capital.
Topstep
Prefer wider stops, lower risk, and the flexibility to hold positions longer.
Lucid Trading
Lucid Trading charges $99 for their $50K challenge, compared to $109 at Topstep. That is a $10 savings upfront. This already includes Lucid Trading's 40% discount.
Both firms pay a 90% profit split. On a $2,000 profit you keep $1800 at either firm — no difference in take-home pay.
Both firms set the max drawdown at $2,000.
Topstep permits news trading while Lucid Trading does not. Traders who build their edge around scheduled economic events should factor this into their decision.
Payout timelines are similar at both firms, typically requiring around 5 profitable trading days. Both support multiple withdrawal methods.
For beginners, Lucid Trading has an edge thanks to lower challenge fee. These features reduce the pressure while you are still developing consistency. That said, both firms are viable — the best choice depends on your specific trading approach and budget.
Data is updated regularly but may not reflect the latest changes. Always verify current pricing and rules on each firm's official website before making a decision.
Topstep vs Lucid on payout eligibility and evaluation rules. Lucid: any day after that plan's rules. Topstep XFA Standard: 5 winning days; Consistency: 3 days + 40%.
