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Loading...Pricing is nearly identical between these two firms. My Funded Futures edges ahead by just $2 ($107 vs $109 for the $50K account). At this margin, the difference is negligible over one attempt — though if you plan on multiple resets, even small savings compound.
The profit split gap is notable. Topstep returns 90% of your profits, putting $900 in your pocket for every $1,000 earned. The other firm's 80% split means you would receive $800 on that same amount — a $100 per-thousand difference that scales with every payout.
View the full details on each firm's page: My Funded Futures rules & pricing and Topstep rules & pricing.
| Rule | My Funded Futures | Topstep |
|---|---|---|
| News Trading | Allowed | Allowed |
| Weekend Holding | Not allowed | Not allowed |
| Overnight Holding | Not allowed | Not allowed |
| Hedging | Not allowed | Not allowed |
| Copy Trading | Allowed | Allowed |
| Expert Advisors (EAs) | Not allowed | Allowed |
Rules shown reflect the $50K challenge account. Some rules may differ by account size or type.
The best prop firm depends on your experience level, trading style, and priorities. Here is how My Funded Futures and Topstep stack up for different types of traders.
New to prop firms and want to minimize risk while learning the ropes.
My Funded Futures
Consistent track record, focused on maximizing earnings and scaling capital.
Topstep
Prefer wider stops, lower risk, and the flexibility to hold positions longer.
My Funded Futures
My Funded Futures charges $107 for their $50K challenge, compared to $109 at Topstep. That is a $2 savings upfront.
Topstep leads with a 90% profit split compared to 80% at My Funded Futures. On a $2,000 profit, that means $1800 in your pocket at Topstep versus $1600 at My Funded Futures.
Both firms set the max drawdown at $2,000.
Both My Funded Futures and Topstep allow news trading. This is particularly valuable for traders who capitalize on volatility around FOMC announcements, NFP releases, and CPI data drops.
Payout timelines are similar at both firms, typically requiring around 5 profitable trading days. Both support multiple withdrawal methods.
For beginners, My Funded Futures has an edge thanks to lower challenge fee. These features reduce the pressure while you are still developing consistency. That said, both firms are viable — the best choice depends on your specific trading approach and budget.
Data is updated regularly but may not reflect the latest changes. Always verify current pricing and rules on each firm's official website before making a decision.
Detailed side-by-side comparison of My Funded Futures and Topstep $50K challenge accounts. Compare fees, profit splits, drawdown rules, and more.