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Loading...There is a modest pricing gap between these firms. My Funded Futures comes in at $75 for the $50K evaluation while the other charges $109 — a $34 difference. That is roughly the cost of a reset at most firms, so it is worth factoring in if you budget for multiple attempts. Check available My Funded Futures discount codes for additional savings.
The profit split gap is notable. Topstep returns 90% of your profits, putting $900 in your pocket for every $1,000 earned. The other firm's 80% split means you would receive $800 on that same amount — a $100 per-thousand difference that scales with every payout.
Topstep provides $2,000 of drawdown room compared to $1,500 — an extra $500 buffer that can be the difference between surviving a losing streak and blowing an account.
My Funded Futures requires fewer minimum trading days (1 vs 2).
Topstep has no daily loss limit, whereas My Funded Futures restricts daily losses to $1,000. These operational differences can shape your day-to-day experience, particularly if your strategy depends on volatility around economic releases or requires more intraday flexibility.
View the full details on each firm's page: My Funded Futures rules & pricing and Topstep rules & pricing.
| Rule | My Funded Futures | Topstep |
|---|---|---|
| News Trading | Allowed | Allowed |
| Weekend Holding | Not allowed | Not allowed |
| Overnight Holding | Not allowed | Not allowed |
| Hedging | Not allowed | Not allowed |
| Copy Trading | Allowed | Allowed |
| Expert Advisors (EAs) | Allowed | Allowed |
Rules shown reflect the $50K challenge account. Some rules may differ by account size or type.
The best prop firm depends on your experience level, trading style, and priorities. Here is how My Funded Futures and Topstep stack up for different types of traders.
New to prop firms and want to minimize risk while learning the ropes.
Topstep
Consistent track record, focused on maximizing earnings and scaling capital.
Topstep
Prefer wider stops, lower risk, and the flexibility to hold positions longer.
Topstep
My Funded Futures charges $75 for their $50K challenge, compared to $109 at Topstep. That is a $34 savings upfront. This already includes My Funded Futures's 40% discount.
Topstep leads with a 90% profit split compared to 80% at My Funded Futures. On a $2,000 profit, that means $1800 in your pocket at Topstep versus $1600 at My Funded Futures.
Topstep gives you $2,000 of max drawdown versus $1,500 at My Funded Futures.
Both My Funded Futures and Topstep allow news trading. This is particularly valuable for traders who capitalize on volatility around FOMC announcements, NFP releases, and CPI data drops.
My Funded Futures offers a faster path to your first payout, with a minimum of 2 trading days required versus 5 at Topstep. After that, My Funded Futures processes payouts via Rise.
My Funded Futures enforces a 50% consistency rule — no single day can account for more than 50% of your total earnings. Topstep has no such rule, giving you freedom to have outsized winning days without penalty.
For beginners, Topstep has an edge thanks to more forgiving drawdown, no consistency rule. These features reduce the pressure while you are still developing consistency. That said, both firms are viable — the best choice depends on your specific trading approach and budget.
Data is updated regularly but may not reflect the latest changes. Always verify current pricing and rules on each firm's official website before making a decision.
Detailed side-by-side comparison of My Funded Futures and Topstep $50K challenge accounts. Compare fees, profit splits, drawdown rules, and more.
