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Loading...There is a modest pricing gap between these firms. Top One Futures comes in at $39 for the $50K evaluation while the other charges $109 — a $70 difference. That is roughly the cost of a reset at most firms, so it is worth factoring in if you budget for multiple attempts. Check available Top One Futures discount codes for additional savings.
With matching 90% profit splits, neither firm has a financial edge on earnings. Your take-home pay will be identical for the same trading results, so the real comparison shifts to drawdown policies, trading flexibility, and how quickly you can access your funds.
Top One Futures requires fewer minimum trading days (1 vs 2).
Topstep permits news trading while Top One Futures restricts it. These operational differences can shape your day-to-day experience, particularly if your strategy depends on volatility around economic releases or requires more intraday flexibility.
View the full details on each firm's page: Top One Futures rules & pricing and Topstep rules & pricing.
We have conducted full, first-person reviews of Top One Futures and Topstep.
| Rule | Top One Futures | Topstep |
|---|---|---|
| News Trading | Eval only | Allowed |
| Weekend Holding | Not allowed | Not allowed |
| Overnight Holding | Not allowed | Not allowed |
| Hedging | Not allowed | Not allowed |
| Copy Trading | Allowed | Allowed |
| Expert Advisors (EAs) | Not allowed | Allowed |
Rules shown reflect the $50K challenge account. Some rules may differ by account size or type.
The best prop firm depends on your experience level, trading style, and priorities. Here is how Top One Futures and Topstep stack up for different types of traders.
New to prop firms and want to minimize risk while learning the ropes.
Top One Futures
Consistent track record, focused on maximizing earnings and scaling capital.
Topstep
Prefer wider stops, lower risk, and the flexibility to hold positions longer.
Top One Futures
Top One Futures charges $39 for their $50K challenge (plus a $189 activation fee once funded), compared to $109 at Topstep. That is a $70 savings upfront. This already includes Top One Futures's 82% discount.
Both firms pay a 90% profit split. On a $2,000 profit you keep $1800 at either firm — no difference in take-home pay.
Both firms set the max drawdown at $2,000.
Topstep permits news trading while Top One Futures does not. Traders who build their edge around scheduled economic events should factor this into their decision.
Top One Futures offers a faster path to your first payout, with a minimum of 3 trading days required versus 5 at Topstep. After that, Top One Futures processes payouts via Rise.
Top One Futures enforces a 40% consistency rule — no single day can account for more than 40% of your total earnings. Topstep has no such rule, giving you freedom to have outsized winning days without penalty.
For beginners, Top One Futures has an edge thanks to lower challenge fee. These features reduce the pressure while you are still developing consistency. That said, both firms are viable — the best choice depends on your specific trading approach and budget.
Data is updated regularly but may not reflect the latest changes. Always verify current pricing and rules on each firm's official website before making a decision.
Detailed side-by-side comparison of Top One Futures and Topstep $50K challenge accounts. Compare fees, profit splits, drawdown rules, and more.