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Top One Futures
Top One Futures
Top One Futures

Top One Futures Overview

CEO:Matt Moris
United StatesFlag of United States
Founded:2025
Trustpilot:4.8/5
Prop Score
58
Good
3.8
10 total reviews
5
5
4
2
3
0
2
2
1
1
New OFFER
89% OFF

Flat $39 on the site. + 79% off Elite Access $50,000, 85% off Elite Access $100,000

BUY NOW
Broker
NinjaTrader
NinjaTrader
Tradovate
Tradovate
Payment Options
Visa
Visa
Mastercard
Mastercard
Crypto
Crypto
Apple Pay
Apple Pay
Google Pay
Google Pay
Payout Methods
Rise
Rise
Crypto
Crypto
Bank Transfer
Bank Transfer

Account Size

Account Type

Drawdown Type

EOD

Max Allocation

$3,000,000

Showing rules for All Instant Sim Funded accounts. Select a size for size-specific rules.

Profit Target

Varies by account size:

  • $25K: $1,500 profit target
  • $50K: $3,000 profit target
  • $100K: $6,000 profit target
  • $150K: $9,000 profit target

Maximum Contracts

Varies by account size:

  • $25K: 1 minis / 10 micros
  • $50K: 3 minis / 30 micros
  • $100K: 5 minis / 50 micros
  • $150K: 7 minis / 70 micros

Trading Rules

  • News trading is permitted. You may hold trades through news events.
  • Positions must be closed before market close on Friday. Failure to close positions may result in an automatic breach.
  • Overnight holding is not permitted. All positions must be closed by end of each trading session (typically 5:00 PM ET for futures).
  • Hedging is not permitted. You cannot hold opposite positions (long and short) on the same instrument at the same time.
  • Holding mini and micro contracts at the same time is allowed.
  • Copy trading is permitted. You may copy trades between your own accounts.
  • Automated trading is not permitted. Manual trading only.
  • Trades must be held for at least 10 seconds. At least 50% of your profit must come from trades held longer than 10 seconds.

Maximum Drawdown

Varies by account size:

  • $25K: $1,000
  • $50K: $2,000
  • $100K: $4,000
  • $150K: $5,250

End of Day (EOD) Trailing. Your maximum drawdown trails up at the end of each trading day based on your highest end-of-day balance. Intraday fluctuations do not affect the drawdown level.

The drawdown stops trailing once it reaches your initial balance.

After taking your first payout, the maximum drawdown locks at your initial account balance and will no longer trail.

Daily Loss Limit

Varies by account size:

  • $25K: $625
  • $50K: $1,250
  • $100K: $2,500
  • $150K: $3,000

If your daily loss limit is hit, trading is stopped for the day but your account is not failed. You can resume trading the next day.

Consistency Rule

20% Consistency Rule. No single trading day's profit may exceed 20% of your total profit.

Minimum Trading Days

No explicit minimum, but the 20% consistency rule means you'll need at least 5 trading days.

Minimum Profitable Days

5 profitable trading days required.

Maximum Accounts

Varies by account size:

  • $25K: 5 accounts
  • $50K: 5 accounts
  • $100K: 3 accounts
  • $150K: 3 accounts

Inactivity Rule

Account will be closed after 14 consecutive days without placing a trade.

Activation Fee

No activation fee.

Resets

No resets available. If you breach, you must purchase a new account.

Trading Rules

  • News trading is permitted. You may hold trades through news events.
  • Positions must be closed before market close on Friday. Failure to close positions may result in an automatic breach.
  • Overnight holding is not permitted. All positions must be closed by end of each trading session (typically 5:00 PM ET for futures).
  • Hedging is not permitted. You cannot hold opposite positions (long and short) on the same instrument at the same time.
  • Holding mini and micro contracts at the same time is allowed.
  • Copy trading is permitted. You may copy trades between your own accounts.
  • Automated trading is not permitted. Manual trading only.
  • Trades must be held for at least 10 seconds. At least 50% of your profit must come from trades held longer than 10 seconds.

Profit Split

You keep 90% of your trading profits.

Payout Frequency

Payouts available every 5 days.

Profit Goal

Varies by account size:

  • $25K: $1,500 (then $1,250)
  • $50K: $3,000 (then $2,500)
  • $100K: $6,000 (then $5,000)
  • $150K: $9,000 (then $7,500)

Payout Eligibility

Before requesting a payout: 5 profitable trading days required.

Maximum Payout

Varies by account size:

  • $25K: $1,000 maximum
  • $50K: $2,000 maximum
  • $100K: $2,500 maximum
  • $150K: $3,000 maximum

Processing Time

Payouts are typically processed in less than 12 hours (average) after approval.

Path to Live

Eligible for live funding after 3 successful payouts.

Top One Futures Compatible Tools (2)

Tools that support the same trading platforms

The Bottom Line

Last updated October 2026

Top One Futures is a newer firm, having launched in 2025. Their track record is still developing. They offer 5 account types with challenge fees ranging from $139 to $549. They also offer a straight-to-funded option at $218-$939, suited for experienced traders. Funded traders receive a 90% profit split. They mainly offer end-of-day trailing drawdown challenges, but their Elite Access Intraday plan switches to intraday trailing on the funded account, meaning it adjusts in real time as your balance rises, including on unrealised gains. This is stricter than the EOD trailing drawdown. Payouts can be requested as quickly as 5 trading days on their Elite Access account or up to 24 trading days on their Elite Daily account, with a stated processing time of less than 12 hours (average).

Strengths

  • ✓90% profit split across all account types
  • ✓Rated 4.8 on Trustpilot
  • ✓89% discount currently available
  • ✓Straight-to-funded option (Ignite Instant Funding/Instant Sim Funded at $218-$939)
  • ✓Payouts as fast as 5 trading days on Elite Access/Instant Sim Funded/Elite Access Intraday accounts
  • ✓News trading allowed

Weaknesses

  • ✗Elite Access Intraday accounts use EOD trailing in evaluation but switch to intraday trailing when funded, which tracks unrealised gains in real time (Ignite Instant Funding/Elite Access/Instant Sim Funded/Elite Daily use EOD trailing)
  • ✗Operating since 2025, so long-term track record is still limited
  • ✗Consistency rule on Ignite Instant Funding (15%, funded only), Elite Access (40%, funded only), Instant Sim Funded (20%, funded only), Elite Daily (40%, evaluation only), Elite Access Intraday (40%, funded only)

Who Should Choose Top One Futures?

Active traders who want frequent payouts (every 5 trading days)Traders who want to scale through multiple accounts (up to 10 simultaneous)Traders aiming for a path to live funded tradingExperienced traders who want funded accounts without an evaluation (straight-to-funded available)
3.8
10 reviewsLeave a Review
Top One Futures
Top One Futures89% OFF
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Frequently Asked Questions About Top One Futures

Top One Futures payouts by plan: Elite Access: every 5 profitable days, capped at $1,000 (25K) to $2,500 (150K) per payout; Elite Daily: every 24 hours, capped at $750 (25K) to $2,250 (150K) per payout; Elite Access Intraday: every 5 profitable days, capped at $1,000 (25K) to $2,500 (150K) per payout; Ignite Instant Funding: on demand once 5% profit target and 15% consistency are met, capped at $500 (25K) to $2,000 (150K) per payout; and Instant Sim Funded: every 5 days, capped at $1,000 (25K) to $3,000 (150K) per payout. The profit split is 90% on every plan. Payouts are typically processed in less than 12 hours (average) after approval. Payout methods: Rise, Crypto and Bank Transfer.

Top One Futures drawdown by plan: Elite Access: end-of-day (EOD) trailing; Elite Daily: end-of-day (EOD) trailing; Elite Access Intraday: end-of-day (EOD) trailing in the evaluation, intraday trailing once funded; Ignite Instant Funding: end-of-day (EOD) trailing; and Instant Sim Funded: end-of-day (EOD) trailing. An end-of-day trailing drawdown is recalculated from your closing balance after each session, so the floor does not move up while you trade. An intraday trailing drawdown moves up with your highest balance during the session.

Top One Futures consistency rule by plan: Elite Access: none during the evaluation, 40% once funded; Elite Daily: 40% during the evaluation, none once funded; Elite Access Intraday: none during the evaluation, 40% once funded; Ignite Instant Funding: 15%; and Instant Sim Funded: 20%. A consistency rule caps how much of your total profit a single trading day may make up.