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Top One Futures Overview

Top One Futures
Top One Futures
Top One Futures
Top One Futures
CEO:Matt Moris
United StatesFlag of United States
Founded:2025
Trustpilot:4.8/5
Prop Score
63
Good
3.8
10 total reviews
5
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4
2
3
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New OFFER
89% OFF

Flat $39 on the site. + 72% off Elite Access $25,000, 85% off Elite Access $100,000

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Broker
NinjaTrader
NinjaTrader
Tradovate
Tradovate
Payment Options
Credit Card
Credit Card
Crypto
Crypto
Apple Pay
Apple Pay
Google Pay
Google Pay
Payout Methods
Rise
Rise

Account Size

Account Type

Drawdown Type

EOD

Max Allocation

$1,500,000

Showing rules specific to Top One Futures Ignite Instant Funding $100K.

Profit Target

Varies by account size:

  • $25K: $1,500 profit target
  • $50K: $3,000 profit target
  • $100K: $6,000 profit target
  • $150K: $9,000 profit target

Maximum Contracts

Varies by account size:

  • $25K: 1 minis / 10 micros
  • $50K: 3 minis / 30 micros
  • $100K: 5 minis / 50 micros
  • $150K: 7 minis / 70 micros

Subscription

One-time payment. No recurring charges.

Trading Rules

  • News trading is permitted. You may hold trades through news events.
  • Positions must be closed before market close on Friday. Failure to close positions may result in an automatic breach.
  • Overnight holding is not permitted. All positions must be closed by end of each trading session (typically 5:00 PM ET for futures).
  • Hedging is not permitted. You cannot hold opposite positions (long and short) on the same instrument at the same time.
  • Holding mini and micro contracts at the same time is allowed.
  • Copy trading is permitted. You may copy trades between your own accounts.
  • Automated trading is not permitted. Manual trading only.
  • Trades must be held for at least 10 seconds. At least 50% of your profit must come from trades held longer than 10 seconds.

Maximum Drawdown

$4,000 maximum drawdown. End of Day (EOD) Trailing. Your maximum drawdown trails up at the end of each trading day based on your highest end-of-day balance. Intraday fluctuations do not affect the drawdown level. Once your balance reaches $104,100, the drawdown locks at $100,100 and no longer trails. After taking your first payout, the maximum drawdown locks at your initial account balance and will no longer trail.

Daily Loss Limit

$2,000 daily loss limit. If your daily loss limit is hit, trading is stopped for the day but your account is not failed. You can resume trading the next day.

Maximum Contracts

Maximum position size: 5 mini contracts or 50 micro contracts.

Consistency Rule

15% Consistency Rule. No single trading day's profit may exceed 15% of your total profit.

Minimum Trading Days

No explicit minimum, but the 15% consistency rule means you'll need at least 7 trading days.

Minimum Profitable Days

5 profitable trading days required.

Maximum Accounts

Maximum 10 funded accounts per trader.

Inactivity Rule

Account will be closed after 14 consecutive days without placing a trade.

Activation Fee

No activation fee.

Resets

No resets available. If you breach, you must purchase a new account.

Trading Rules

  • News trading is permitted. You may hold trades through news events.
  • Positions must be closed before market close on Friday. Failure to close positions may result in an automatic breach.
  • Overnight holding is not permitted. All positions must be closed by end of each trading session (typically 5:00 PM ET for futures).
  • Hedging is not permitted. You cannot hold opposite positions (long and short) on the same instrument at the same time.
  • Holding mini and micro contracts at the same time is allowed.
  • Copy trading is permitted. You may copy trades between your own accounts.
  • Automated trading is not permitted. Manual trading only.
  • Trades must be held for at least 10 seconds. At least 50% of your profit must come from trades held longer than 10 seconds.

Profit Split

You keep 90% of your trading profits.

Payout Frequency

On-demand payouts. The 15% consistency rule means you need at least 7 trading days before your earliest eligible payout.

Profit Goal

$5,000 profit required before requesting a payout.

Payout Eligibility

Before requesting a payout: 5 profitable trading days required.

Minimum Payout

$250 minimum per payout request.

Maximum Payout

$1,500 maximum per payout.

Processing Time

Payouts are typically processed in less than 12 hours (average) after approval.

Path to Live

After 3 successful payouts, you qualify for a live funded account. You start with $0 in the live account and build from there.

Top One Futures Compatible Tools (1)

Tools that support the same trading platforms

The Bottom Line

Last updated October 2026

Top One Futures is a newer firm, having launched in 2025. Their track record is still developing. They offer 5 account types with challenge fees ranging from $139 to $549. They also offer a straight-to-funded option at $218-$939, suited for experienced traders. Funded traders receive a 90% profit split. They mainly offer end-of-day trailing drawdown challenges, but their Elite Access Intraday plan switches to intraday trailing on the funded account, meaning it adjusts in real time as your balance rises, including on unrealised gains. This is stricter than the EOD trailing drawdown. Payouts can be requested as quickly as 5 trading days on their Elite Daily account or up to 7 trading days on their Ignite Instant Funding account, with a stated processing time of less than 12 hours (average).

Strengths

  • ✓90% profit split across all account types
  • ✓Rated 4.8 on Trustpilot
  • ✓89% discount currently available
  • ✓Straight-to-funded option (Instant Sim Funded/Ignite Instant Funding at $218-$939)
  • ✓Payouts as fast as 5 trading days on Elite Daily/Instant Sim Funded/Elite Access/Elite Access Intraday accounts

Weaknesses

  • ✗Elite Access Intraday accounts use EOD trailing in evaluation but switch to intraday trailing when funded, which tracks unrealised gains in real time (Elite Daily/Instant Sim Funded/Ignite Instant Funding/Elite Access use EOD trailing)
  • ✗Operating since 2025, so long-term track record is still limited
  • ✗Consistency rule on Elite Daily (40%, evaluation only), Instant Sim Funded (20%, funded only), Ignite Instant Funding (15%, funded only), Elite Access (40%, funded only), Elite Access Intraday (40%, funded only)

Who Should Choose Top One Futures?

Active traders who want frequent payouts (every 5 trading days)Traders who want to scale through multiple accounts (up to 10 simultaneous)Traders aiming for a path to live funded tradingExperienced traders who want funded accounts without an evaluation (straight-to-funded available)
3.8
10 reviewsLeave a Review
Top One Futures
Top One Futures89% OFF
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