Skip to main content

New exclusive discount codes available! Save up to 90% on prop firm challenges.

Prop Firm Compare Logo
IQ Capital

IQ Capital Overview

CEO:Christoph Radecker
Saint LuciaFlag of Saint Lucia
Founded:2023
Trustpilot:N/A
Prop Score
68
Good
4.7
11 total reviews
5
9
4
1
3
1
2
0
1
0
New OFFER
80% OFF

80% off Core accounts + 80% off Core DLL accounts, 80% off Rapid accounts

BUY NOW
Broker
dxFeed
dxFeed
Payment Options
Credit Card
Credit Card
Crypto
Crypto
Payout Methods
Crypto (USDC)
Crypto (USDC)
Bank Transfer / SEPA
Bank Transfer / SEPA

Account Size

Account Type

Drawdown Type

EOD

Max Allocation

$1,000,000

Showing rules specific to IQ Capital Instant DLL $100K.

Profit Target

Varies by account size:

  • $50K: $3,000 profit target
  • $100K: $6,000 profit target

Maximum Drawdown

Varies by account size:

  • $50K: $2,000
  • $100K: $3,000

End of Day (EOD) Trailing. Your maximum drawdown trails up at the end of each trading day based on your highest end-of-day balance. Intraday fluctuations do not affect the drawdown level.

Time Limit

30 days to complete the evaluation.

Maximum Contracts

Varies by account size:

  • $50K: 5 minis / 50 micros
  • $100K: 10 minis / 100 micros

Subscription

One-time payment. No recurring charges.

Trading Rules

  • News trading is permitted. You may hold trades through news events.
  • Positions must be closed before market close on Friday. Failure to close positions may result in an automatic breach.
  • Overnight holding is not permitted. All positions must be closed by end of each trading session (typically 5:00 PM ET for futures).
  • Hedging is not permitted. You cannot hold opposite positions (long and short) on the same instrument at the same time.
  • Mini and micro contracts cannot be held simultaneously.
  • Copy trading is not permitted. Each account must be traded independently without copying trades from other accounts.
  • Expert advisors (EAs) and automated trading bots are permitted.
  • Trades must be held for at least 15 seconds. At least 50% of your profit must come from trades held longer than 15 seconds.

Maximum Drawdown

$3,000 maximum drawdown. End of Day (EOD) Trailing. Your maximum drawdown trails up at the end of each trading day based on your highest end-of-day balance. Intraday fluctuations do not affect the drawdown level. The drawdown stops trailing once it reaches your initial balance. After taking your first payout, the maximum drawdown locks at your initial account balance and will no longer trail.

Daily Loss Limit

$1,500 daily loss limit. If breached, your account is failed.

Maximum Contracts

Maximum position size: 10 mini contracts or 100 micro contracts.

Consistency Rule

30% Consistency Rule. No single trading day's profit may exceed 30% of your total profit.

Minimum Trading Days

10 minimum trading days required on your funded account.

Maximum Accounts

Maximum 10 funded accounts per trader.

Inactivity Rule

Account will be closed after 30 consecutive days without placing a trade.

Activation Fee

No activation fee.

Resets

No resets available. If you breach, you must purchase a new account.

Trading Rules

  • News trading is permitted. You may hold trades through news events.
  • Positions must be closed before market close on Friday. Failure to close positions may result in an automatic breach.
  • Overnight holding is not permitted. All positions must be closed by end of each trading session (typically 5:00 PM ET for futures).
  • Hedging is not permitted. You cannot hold opposite positions (long and short) on the same instrument at the same time.
  • Mini and micro contracts cannot be held simultaneously.
  • Copy trading is not permitted. Each account must be traded independently without copying trades from other accounts.
  • Expert advisors (EAs) and automated trading bots are permitted.
  • Trades must be held for at least 15 seconds. At least 50% of your profit must come from trades held longer than 15 seconds.

Profit Split

You keep 90% of your trading profits.

Payout Frequency

Payouts available every 10 days.

Maximum Payout

$2,000 maximum per payout.

Processing Time

Payout processing time: Guaranteed within 48 hours, 3 hours average.

Path to Live

Elite (real capital) account starts at $0 with a fixed max drawdown of $3,000. Transition is at the risk team's discretion, e.g. after outstanding performance or reaching the $25,000 max performance reward per account.

IQ Capital Compatible Tools (1)

Tools that support the same trading platforms

The Bottom Line

Last updated October 2026

IQ Capital launched in 2023 and has been building its track record over the past 3 years. They offer 5 account types with challenge fees ranging from $245 to $1125. They also offer a straight-to-funded option at $1745-$3495, suited for experienced traders. Funded traders receive a 80/90% profit split depending on the account. Payouts can be requested as quickly as 1 trading day on their Rapid account or up to 10 trading days on their Instant account, with a stated processing time of within 48 hours.

Strengths

  • ✓80/90% profit split depending on the account type
  • ✓Operating since 2023
  • ✓80% discount currently available
  • ✓Straight-to-funded option (Instant DLL/Instant at $1745-$3495)
  • ✓Payouts as fast as 1 trading day on Rapid accounts
  • ✓News trading allowed

Weaknesses

  • ✗Challenge fees start at $245, which is on the higher end of the market
  • ✗Consistency rule on Core DLL (30%, funded only), Instant DLL (30%, funded only), Core (30%, funded only), Rapid (40%, evaluation only), Instant (30%, funded only)

Who Should Choose IQ Capital?

Traders who want payout limits that increase over timeActive traders who want daily payout eligibility (on Rapid accounts)Traders who want to scale through multiple accounts (up to 10 simultaneous)Traders aiming for a path to live funded trading
4.7
11 reviewsLeave a Review
IQ Capital
IQ Capital80% OFF
Get Started

Frequently Asked Questions About IQ Capital

IQ Capital payouts by plan: Core DLL: every 10 days, the first payout is capped at $1,500 (50K) to $2,000 (100K), with higher caps on later payouts; Core: every 10 days, the first payout is capped at $1,500 (50K) to $2,000 (100K), with higher caps on later payouts; Rapid 1D (Daily): every day, the first payout is capped at $1,000 (50K) to $1,500 (100K), with higher caps on later payouts; Rapid (3D): every 3 days, the first payout is capped at $2,000, with higher caps on later payouts; Instant DLL: every 10 days, capped at $1,500 (50K) to $2,000 (100K) per payout; and Instant: every 10 days, capped at $1,500 (50K) to $2,000 (100K) per payout. Profit split: Core DLL: 90%; Core: 90%; Rapid 1D (Daily): 80%; Rapid (3D): 80%; Instant DLL: 90%; and Instant: 90%. Processing time: within 48 hours on Core DLL, Core and Instant; within 48 hours (3 hours on average) on Rapid 1D (Daily); and guaranteed within 48 hours, 3 hours average on Rapid (3D) and Instant DLL. Payout methods: Crypto (USDC) and Bank Transfer / SEPA.

Every IQ Capital plan uses end-of-day (EOD) trailing drawdown. An end-of-day trailing drawdown is recalculated from your closing balance after each session, so the floor does not move up while you trade.

IQ Capital consistency rule by plan: Core DLL: 30% once funded; Core: 30% once funded; Rapid: 40% during the evaluation and, once funded, none on 1D (Daily) and 40% on 3D; Instant DLL: 30%; and Instant: 30%. A consistency rule caps how much of your total profit a single trading day may make up.